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Articles from Craig Israelsen, PhD and Andy Martin about the advantages of wide diversification, fixed-income, and indexing.

Library

Asset Allocation: A 50-Year Review

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Widely diversified may be the sweet spot for long investment periods.

Kill the Two-Asset Model

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The base case for venturing beyond just stocks and bonds.

Diversification Works for Bonds

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If advisors widen their asset class choices when building fixed income portfolios, investor outcomes will improve.

The industry is wrong, rising interest rates are not bad for investors

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If widely diversified equal-weighted indexing works for stocks, it can work for bonds as well. 

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Cool Cube

Long term comparisons of 1 asset, 2 asset, 7 assets and 12 asset models

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Taking income from a well-diversified portfolio may make your savings last longer.

Introduction to the 7Twelve Portfolio

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What is 7Twelve, and is it long term durable?

Must Bond Investors Fear Rising Interest Rates?

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Diversified bond fund investors may profit long term, even in the face of rising interest rates.

The Rise of Passive and Indexed Investing, and its Effect on Market and Liquidity Risk

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No one should manage 100% of their assets passively or actively.

Bursting the Bond Bubble Babble

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In rising-rate environments, total returns are generally positive, not negative. Investors should shorten duration and diversify into multi-asset fixed-income portfolios.

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